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Can I Deduct the Cost of Roof Repair on My Taxes?

safety roof

When looking at major home repairs, you’ll want to exploit every cost-saving measure possible. You may wonder if any of these expenses are tax-deductible. Here we’ll present some ways that home renovation might be a qualified deduction, including roof repair.

Home Improvement Projects Are Not Tax Deductible

Roof repairs are considered home improvement projects. Since a roof is such a vital component of your home, it almost seems like this type of project should have a higher classification, but that’s not the case. Since you can’t deduct most home improvement costs, you can’t deduct a roof repair.

An exception to the rule is if your home improvement project involves an energy-efficient system. For example, if you installed solar panels on your roof, you may be able to deduct this cost when you file your taxes.

Capital Improvement

If you sell your home, you can capitalize on the cost of roof repair. You have to pay taxes on any profit made. Your profit will be calculated by subtracting the home’s original cost and any qualified home improvement costs from the new purchase price of your place. A roof repair is considered a qualified home improvement, so it can reduce your tax basis. You should keep track of your receipts and make sure you include the repair costs when you file your taxes for the year you sold the home.

Rental Property

One other scenario in which you can deduct roof repair costs involves a rental property. If you repair a roof on a property that you rent out, you can list the repair cost as an expense, which can be deducted from your tax return.

A Trustworthy Roofing Company

At Division 1 Roofing, we’ve helped many customers in Powell, OH and the surrounding areas with roof repair. Our highly trained staff is held to high standards, and you’ll be pleased with our professionalism and efficiency. In addition to roof repair, you can rely on us for roof replacement. If your roof was damaged by a natural disaster or storm, trust our trained insurance restoration specialists to deal with the insurance company on your behalf. Call us for information!

Is HOA Approval Required for a Roof Replacement?

There’s a lot to think about and plan when it comes to replacing your roof. What type of roofing material will you select, and what company will you choose to get the job done? Also remember that before any work is started, you may need to get your paperwork in order.

HOA May Have the Final Say

If you’re part of a homeowners association, you may need approval for your roof replacement. You’ll have to check the rulebook to be sure. Many HOAs want to make sure that each home in the community meets high standards. If someone were to get a roof that looks completely out of place, for instance, members of the HOA might not be pleased. Considering the possibilities of what could happen if there were no rules, it makes sense that HOAs have regulations regarding major projects like roof replacements.

When you’re getting ready to have your roof replaced, be sure to set aside plenty of time. You’ll likely need to submit a plan that details the exact type of roofing material you’re going to use. Approval from the HOA may take several weeks or longer. After all, HOA boards only meet occasionally, and you’ll have to wait to get on their schedule. If any changes need to be made to your plan, the approval process will probably be lengthened. In addition, the HOA will want to know whether your roofing contractor is fully licensed and insured.

It’s important to follow all of the HOA guidelines. If any work is completed without approval, you may face expensive fines.

We Can Work With You

At Division 1 Roofing, we have experience with HOAs, so you can count on us for assistance with your roof replacement in Powell. We have a highly skilled team that expertly handles their tasks whether that involves roofing repair, replacement, or installation, and we work with a variety of roofing materials. We’re accredited with the Better Business Bureau and have developed a strong reputation. Call us at Division 1 Roofing to find out more.

Should You Get Your Roof Repaired or Replaced?

damage roof

Over time, roofs can wear down, succumb to damage, or simply reach the end of their lifespan. While repairs may seem like a cost-effective solution in certain cases, there are good reasons to consider a complete roof replacement, especially if the roof on your home is over 20 years old.

Extending the Lifespan

Over time, roofs can wear down, succumb to damage, or simply reach the end of their lifespan. While repairs may seem like a cost-effective solution in certain cases, there are compelling reasons to consider a complete roof replacement.

Energy Efficiency

Another significant factor to consider is energy efficiency. Older roofs often lack adequate insulation, causing temperature fluctuations and increased energy consumption. A full roof replacement allows for the installation of modern, energy-efficient materials that can reduce heat loss in winter and minimize heat gain in summer.

Enhanced Curb Appeal

The roof plays a crucial role in your home’s overall appearance. If your current roof shows signs of aging, such as curling shingles, moss growth, or discoloration, it may negatively impact your property’s curb appeal. A new roof not only ensures structural integrity but also gives your home a fresh, updated look. With a wide array of roofing materials and styles available, you can choose an option that complements your home’s architectural design and boosts its curb appeal.

Insurance and Warranty Considerations: Protect Your Investment

Insurance coverage and warranties are essential factors to weigh when deciding between roof repair and replacement. Furthermore, many manufacturers offer warranties that are only applicable for new roof installation. By opting for a replacement, you can leverage insurance coverage and take advantage of warranty benefits, providing additional protection for your investment.

Long-Term Cost Effectiveness

Frequent repairs can become a recurring expense, as older roofs tend to require additional fixes as they age. A full replacement, though initially more expensive, eliminates the need for constant repairs, reducing long-term costs.

Contact Us Today!

At Division 1 Roofing in Cincinnati, Ohio, we provide roof repair, maintenance, and roof installation services for your home. Our well-trained team also provides custom roof design, emergency roof repairs, and roof insurance restoration services. Contact Division 1 Roofing for more information today!

What Things Do Certified Roof Inspectors Search For?

Your roof is crucial to your home’s protection and value, and it’s essential to ensure it remains in top condition. Certified roof inspectors have the expertise and knowledge to assess your roof’s health and identify potential issues. Below are key aspects these professionals examine to provide you with a comprehensive understanding of what to expect during a roof inspection.

1. Roofing Material Condition

Certified roof inspectors inspect for any signs of wear, cracks, or missing shingles. Additionally, they evaluate the overall integrity of the material and identify potential weaknesses that might lead to leaks or structural issues. By identifying problems early, you can prevent roofing repairs in the future.

2. Flashing and Seals

Inspectors pay close attention to the flashing and seals around chimneys, vents, skylights, and other roof penetrations. Damaged or improperly sealed flashing can be a significant source of leaks, leading to water damage inside your home. Certified roof inspectors will ensure that all flashing and seals are intact, providing a watertight barrier against rain and snow.

3. Roof Deck and Support Structure

The integrity of the roof deck and support structure is critical for a safe and secure roof. Inspectors carefully examine the roof deck for rot, mold, or sagging. They also check for proper ventilation, which is essential to prevent moisture buildup and potential damage to the roof’s structure.

4. Roofing Accessories

Apart from the main roofing material, your roof has various accessories, such as ridge vents, soffits, and fascia boards. Inspectors ensure that these components are in good condition and properly installed, as they play a crucial role in maintaining the overall health of your roof and home.

Conclusion

Maintaining a healthy roof is vital to protect your home and your loved ones. Certified roof inspectors from Division 1 Roofing are trained to look for all the potential problem areas and address them promptly. With their expertise and attention to detail, you can have peace of mind knowing that your roof is in excellent condition. Residents in Powell and surrounding areas can contact Division 1 Roofing today for a comprehensive roof inspection and to learn more about their other services, including roof repairs, replacements, and installations.

What Are My Options for Roofing Materials?

damage roof

When you’re ready to replace the roof on your Powell, OH, home, you can choose from an expansive range of roofing materials. With asphalt shingle roofs easily ranking as the top choice in the nation, there’s good reason to explore their benefits. However, there are also attractive and high-functioning composite, metal, and wood shingle roofs to consider as well. The following are several options for roofing materials, along with a quick look at their benefits and drawbacks.

Asphalt Shingle Roofs

Asphalt shingles have the lowest upfront cost of all residential roofing types. This roofing product typically lasts between 15 and 30 years, and it is both easy to install and easy to replace. Asphalt shingles are also available in a diverse range of colors and styles to perfectly complement the design aesthetics of your home. However, compared to more costly roofing types, they aren’t the most weather- and mold-resistant or the most energy-efficient.

Composite Shingles

Slightly more costly than asphalt shingles, composite shingles look similar to natural slate. Best of all, they’re long-lasting. Composite shingle roofs have an average lifespan of 40 to 50 years. They also provide high levels of moisture and mold resistance when compared to asphalt shingle roofs.

Wood Roofs

Wood roofs are highly efficient and promote ongoing energy savings. Wood roofs hold up well under both strong winds and forceful impacts, and they last between 15 and 30 years. On the downside, these roofs lack the fire resistance of other roofing materials. They’re also much more susceptible to moisture damage than their alternatives.

All-Metal Roofs

You can add value to your home by having a stunning, metal roof installed. Although pricey, these roofs gradually develop gorgeous patinas over time. The aging process only makes them look better. Whether constructed as standing-seam or screw-down panel systems, metal roofs are incredibly resilient. Depending upon which metal you choose, an all-metal roof could last between 40 and 100 years. The drawbacks of metal roofing include the potential for inconsistencies in color, rapid, expansion-related wear of roof fasteners, and increased roof noise.

We proudly serve Powell, OH, and the surrounding communities. We offer asphalt shingle and composite shingle roofs. We also install metal, slate, and wood roofs while providing all of the maintenance and repair services our clients need to protect their investments. To schedule roofing services or to find out more about our most popular roofing products, contact Division 1 Roofing today.

Navigating Homeowner’s Insurance When Your Roof Is Damaged

When facing roof repair, the price can seem daunting. You may wonder if your homeowner’s policy would be willing to help at least offset those out-of-pocket costs. It can be complicated to ask if your roof repairs are covered by your insurance policy, but there are some criteria you can investigate to know the likelihood of getting that financial assistance.

What Roof Damage Is Covered by Insurance?

Insurance companies have various criteria when it comes to deciding whether to cover something and navigating pages of policy paperwork can be daunting for the average homeowner. It’s a rule of thumb, though, that roof repair is mostly covered when a specific event led to the damage such as:

  • Hail
  • Lightning
  • Tree fall
  • Water damage directly related to a storm
  • Fire damage
  • Vandalism by a third-party
  • Other accidents and falling objects (such as with constructions, planes, and drones)

What Roof Repairs Are Unlikely to be Covered?

So, what roof repair services are not covered by your insurance policy? Some examples of damage that would not be covered by your home insurance include:

Call Your Local Cincinnati Roofers

At the first sign of a roofing repair need, be sure to make a phone call to a roofer and your insurance. Division 1 Roofing has a team of trained and certified roof technicians ready to help you with any roofing services including repair. We even work with commercial tarping and custom shingle design. Contact us today for a consultation, quote, or roof inspection.

Why Choose a GAF-Certified Roofing Contractor?

Roofing manufacturers offer training programs to certify technicians in the quality of installing their products. This is an important practice that ensures home and business owners are getting the best-skilled contractors for the job. One of the top roofing manufacturers that offers certification tiers is GAF. The company offers three levels of certification through training and performance.

Level 1: Certified

Contractors who are GAF Certified have demonstrated that they have a proven track record with skilled experience working with GAF products. Contractors are held to strict criteria set by GAF to gain this certification. This includes ongoing training, a great satisfaction record, and a commitment to using GAF products. Working with a professional, certified GAF roofing contractor affords you the Golden Pledge Limited Warranty. The benefit of this is additional coverage of 50 years for materials and 25 years for workmanship.

Level 2: Master Elite

GAF’s Master Elite certification is a very prestigious level offered by the company. The certification is for those contractors who have consistently shown an exceptional level of product knowledge, skills, customer service, and professionalism. In addition to the Golden Pledge Limited Warranty, customers who work with a Master Elite roofer have access to a 40-point factory inspection of the completed roof installation. This group of roofers only represents the very top 2% of roofers.

Level 3: President’s Club

The President’s Club certification is the highest level achievable for those contractors with the Master Elite certification. To earn this certification, contractors must demonstrate a continued commitment to excellence, professionalism, and superior craftsmanship. These are leaders in the roofing industry. Customers who hire this level of certification receive all of the warranty coverage that a Master Elite contractor is afforded.

Work with a Certified Roofing Contractor

When you are in need of residential or commercial roofing services in Powell, OH, and the surrounding areas, Division 1 Roofing has you covered. We offer custom roof designs, installations, inspections, and repairs. We are a leader in the industry that is fully committed to complete customer satisfaction in all aspects of our work. Give Division 1 Roofing a call today to discuss your unique project and how we can assist.

How To Quickly Fix Leaks

water leak

Any damage to commercial property can make it impossible for a business to remain open. Roofing issues are one of the most concerning, as a leaky roof can cause damage to the structure of the building and put its contents at risk. Damage can happen over time, through age and exposure, or could happen instantly during a storm. Having a roof repaired immediately is not always possible. To protect the building in these instances, a roofer can provide the reliable temporary option of commercial roof tarping.

Prevent Additional Damage

Commercial roof tarping prevents additional damage in areas of a roof that need replacement. A roofer will cover the area with a heavy-duty tarp. It is an inexpensive option that protects the building and everything inside. When the property owner has a pending insurance claim for the damage, covering the roof will meet the insurance company’s requirement of preventing additional damage.

Consider Professional Assistance

Tarping a roof can sound like a simple DIY project, but it is not. It is a process that relies on professional installation. If not done correctly, the damage may worsen. At Division 1 Roofing, we install high-quality tarps after a complete roof inspection identifies all damaged areas. We remove all loose shingles and other materials to eliminate the risk of injury to employees or customers. Installing and securing the tarp correctly prevents leaks and keeps the damage from worsening until a complete repair occurs.

Get Help Today

Commercial roof tarping is a reliable and safe method of temporarily protecting your business. At Division 1 Roofing, we provide our Powell, OH clients with roof tarping, inspections, emergency repairs, and more. Anyone in Powell and the surrounding area can rely on us for all their commercial and residential roofing needs.

Contact Division 1 Roofing today for more information about commercial roof tarping.

Which Roofing Material Provides the Most Hail Damage Protection?

strom

Hailstorms can cause significant damage to your roof, leaving behind thousands of dollars in repair costs. The force of very large hail stones can break windows and rip shingles off your roof. Tiled roofs can experience holes, pockets, and cracks, depending on the roofing material and the size of the hail stones. Choosing the roofing material most resilient to hail damage helps homeowners protect their investments.

Top Roofing Materials to Resist Hail Damage

Hail not only damages the main components of the roof, but it can also cause damage to chimneys, gutters, flashing, and skylights. These types of damage can all lead to leaks inside your home, which can cause thousands of dollars in structural damage.

Metal Roofing

Metal roofs resist hail, especially when installed at the correct pitch. Thick-gauge metal roofing is less likely to become punctured by hail though dents can occur with sizeable hail stones. Because metal roofs do not break down over time like other materials, you will experience the same level of hail protection now and in 50 years. In fact, most metal roofs are built to last 40 to 70 years.

Slate Roofing

Slate roofing is another protective option because this stone is naturally resistant to hail damage. However, there is no perfect option. Severe hail can still cause cracking or chipping of slate roofs.

Concrete Tile Roofing

Concrete tile roofing is also highly resistant to hail damage because the tiles absorb the energy of the hail stones and remain intact. In fact, concrete tile roofing can withstand hail stones larger than golf balls. Concrete tile roofs can last up to 50 years and offer the same degree of hail damage protection throughout their lifespan.

Rely on Professional Roofers

Some areas of the country are more likely to go through repeated hailstorms, making suitable roofing material critical. At Division 1 Roofing we offer a variety of roofing services for homeowners in Powell, OH and surrounding areas, including repair, inspections, tarping, restoration, and emergency services. To learn more about your hail damage resilient roofing material options, contact Division 1 Roofing today.

Common Warning Signs Your Roof Needs Repair You Shouldn’t Ignore

When it comes to your home, the roof is one of the most critical components. It shields you from the elements and preserves the integrity of your property. However, like any part of your home, the roof requires regular attention, and ignoring warning signs could lead to more significant issues down the line. At Division 1 Roofing, we believe in keeping our customers informed about their homes. Here are some common warning signs that your roof might need repairs.

1. Shingles in Disarray

Take a moment to glance up at your roof. Do you notice any shingles that are curling, buckling, or missing altogether? Damaged shingles are a clear indication that your roof is vulnerable. They compromise the effectiveness of your roof in protecting your home from rain, wind, and other elements.

2. Water Stains on Ceilings

If you’ve started to notice water stains on your ceilings, it’s a sign that water is finding its way into your home. This could be due to damaged roofing materials, and it’s crucial to address this issue promptly. Ignoring water stains can lead to more extensive and costly repairs down the road.

3. Sagging Roof Deck

A sagging roof deck is a serious concern that should not be taken lightly. It indicates a structural problem that requires immediate attention. If you observe any sagging areas on your roof, it’s time to call in the professionals at Division 1 Roofing to assess and address the issue promptly.

4. Increased Energy Bills

Have you noticed a sudden spike in your energy bills? A compromised roof can lead to poor insulation, causing your heating and cooling systems to work harder. If your energy bills have skyrocketed, it might be time to have your roof inspected to ensure it’s not the culprit.

Your roof plays a vital role in safeguarding your home. By paying attention to these warning signs, you can address issues before they escalate into more significant problems. At Division 1 Roofing, we specialize in roof repairs and maintenance. Don’t wait until it’s too late – reach out to us for a thorough inspection and professional assistance.

Remember, a well-maintained roof is crucial for the longevity and safety of your home. For all your roofing needs in Powell, trust Division 1 Roofing. Visit our website for more information on our services and how we can help you maintain a secure and durable roof for years to come. Your home deserves the best, and so do you.